Short-term Health Care: Benefits and Affordability

Purchasing the Best Temporary Health Insurance plan


In most cases, people opt for temporary insurance in one (or more) of three circumstances:

Job Transition. Most jobs offer health insurance through their companies, and employees save a significant amount by using the company insurance as their provider, since this feature is part of the employment package. But if you’re in the middle of changing jobs, you’re still going to need insurance in case you need to visit the doctor for any reason.

Job Search. If you’re job-hunting, you still want health insurance, since you never know how long it could take for you to land a job with all the benefits you want. In the meantime, you still need to know you’re taken care of whenever you have to visit a doctor.

Recent Graduate. If you’ve just graduated from college, chances are you’ve been on your parent’s health insurance all your life, and really didn’t have a need for an individual insurance plan. You can use temporary health insurance to ‘hold you over’ until you land a full-time job with benefits.

Most temporary insurance plans last for up to a year, and if you need more time, most agencies will let you renew your policy. In most cases, you can also receive temporary insurance on your parent’s policy until you are up to 20 years old, or 24 if you’re a full time student. Sometimes, parents put their infant children on this type of insurance as well if the child is

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